Housing accumulation fund loan interest rate adjustment adjusted to 4.50% for more than five years

 Department of Housing and Urban
notice issued today, according to

one, from February 9, 2011, the increase of individual housing provident fund deposit rates. Imputation of the individual housing provident fund year deposit rate by 0.04 percentage points, from 0.36% to 0.40%; last year carried over individual housing provident fund deposit rate by 0.35 percentage points, from 2.25% to 2.60%.

II, from February 9, 2011, the increased personal housing accumulation fund loan interest rates. For more than five years of personal housing accumulation fund loan interest rates 0.20 percentage points from 4.30% to 4.50% raised; five-year or less (including five years) personal housing accumulation fund loan interest rates by 0.25 percentage points, from 3.75% to 4.00%.

three, from 9 February 2011, the use of housing provident fund loans to carry out construction of affordable housing pilot project of the city, lending rates by more than five years of personal housing accumulation fund loan interest rates go up 10% of the execution.

housing provident fund deposit and loan interest rate adjustment table:


items

before adjustment for interest rate

adjusted interest rate

one individual housing provident fund deposit



year deposit

0.36

0.40

year carry-over

2.25

2.60

Second, individual housing provident fund loans



five years (including five years)

3.75

4.00 < / p>

more than five years

4.30

4.50

III, the pilot project loans

individual housing by more than five years fund loan interest rates go up 10%

with the former